[{"content":"cgtready.com.au helps Australian property owners work out whether the 1 July 2027 CGT changes reach them and, if so, what to have in order before the date. The self-check, the readiness checklist and the timing guide are free to use and do not require an enquiry.\nWho runs it # This site is operated by Valuation Ready (ABN 65 397 914 685), an Australian property-valuation service that also operates valuationready.com.au and the sister sites named in the footer of every page. One operator, several doors: each site is written for one audience and one question, and all of them lead to the same service.\nHow a valuation is produced # Valuation Ready is building a national panel of independent qualified valuers so that a signed valuation can be arranged for a property in any state or territory through a valuer licensed there. Each report is prepared and signed by the valuer, who is responsible for the opinion of value. The valuer\u0026rsquo;s fee is for preparing the report and is not tied to the figure reached, so there is no incentive to arrive at a higher or lower number.\nIndependence and standards # A signed valuation gives you a documented market-value figure with an evidence trail: the comparable sales, the method, and the valuer\u0026rsquo;s signature and date. Reports are prepared to an ATO-acceptable standard for market-value evidence. There is no such thing as an \u0026ldquo;ATO-approved\u0026rdquo; valuation, and you will not read that phrase here.\nWhat we do not do # This site provides general information and service intake. It is not tax, legal or financial advice. Ask a registered tax professional or licensed adviser how a valuation applies to your circumstances. The readiness tools tell you what to gather; they do not tell you what to do with it.\nTalk to us # Questions about the content or the service go through the contact page.\n","date":"5 September 2026","externalUrl":null,"permalink":"/about/","section":"Are You CGT Ready for 1 July 2027? Cost Base Reset Checklist","summary":"cgtready.com.au helps Australian property owners work out whether the 1 July 2027 CGT changes reach them and, if so, what to have in order before the date. The self-check, the readiness checklist and the timing guide are free to use and do not require an enquiry.\nWho runs it # This site is operated by Valuation Ready (ABN 65 397 914 685), an Australian property-valuation service that also operates valuationready.com.au and the sister sites named in the footer of every page. One operator, several doors: each site is written for one audience and one question, and all of them lead to the same service.\n","title":"About CGT Ready","type":"page"},{"content":"Use one form and we will route it to the right person. You only need to tell us once.\nI am contacting about Select one Individual property owner valuation CGT, tax, land tax or SMSF valuation question Real estate agency partner enquiry Tax agent / accountancy partner enquiry Partner portal or bulk upload access Property valuer job opportunity Privacy or general support Name Email Phone Business / organisation Property address or coverage area Preferred next step Email me Call me Send partner pricing details Send bulk upload instructions Send job opportunity details Message I agree to be contacted about this enquiry. I understand Valuation Ready provides service intake and general information, not tax, legal or financial advice. Send enquiry Where your enquiry goes Property owners and investors: valuation pathway and pricing. Accountants and tax agents: partner workflow and client-book requests. Content questions and corrections: the editorial queue for this site. Privacy and support: data requests and general follow-up. Prefer to email or call? Write to enquiries@valuationready.com.au or call 0411 547 901. We reply by email.\nWho you are contacting # This site is operated by Valuation Ready (ABN 65 397 914 685), an Australian property-valuation service that also operates valuationready.com.au and the sister sites named in the footer of every page. One operator, several doors: each site is written for one audience and one question, and all of them lead to the same service.\nImportant # This site provides general information and service intake. It is not tax, legal or financial advice. Ask a registered tax professional or licensed adviser how a valuation applies to your circumstances.\n","date":"5 September 2026","externalUrl":null,"permalink":"/contact/","section":"Are You CGT Ready for 1 July 2027? Cost Base Reset Checklist","summary":"Use one form and we will route it to the right person. You only need to tell us once.\nI am contacting about Select one Individual property owner valuation CGT, tax, land tax or SMSF valuation question Real estate agency partner enquiry Tax agent / accountancy partner enquiry Partner portal or bulk upload access Property valuer job opportunity Privacy or general support Name Email Phone Business / organisation Property address or coverage area Preferred next step Email me Call me Send partner pricing details Send bulk upload instructions Send job opportunity details Message I agree to be contacted about this enquiry. I understand Valuation Ready provides service intake and general information, not tax, legal or financial advice. Send enquiry Where your enquiry goes Property owners and investors: valuation pathway and pricing. Accountants and tax agents: partner workflow and client-book requests. Content questions and corrections: the editorial queue for this site. Privacy and support: data requests and general follow-up. Prefer to email or call? Write to enquiries@valuationready.com.au or call 0411 547 901. We reply by email.\n","title":"Contact CGT Ready","type":"page"},{"content":" How to take and send property photos Good photos help your valuer see the property's condition and features — and for CGT or SMSF valuations they become part of the evidence file. Follow these rules and our system does the rest automatically.\nThe golden rules Send the original photo file — not a WhatsApp or Messenger forward (messaging apps strip the hidden capture data), not a screenshot, and not a photo of a photo. Email attachments, file uploads and AirDrop keep the data intact. Turn location on for your camera before shooting (Settings \u0026rarr; Privacy \u0026rarr; Location \u0026rarr; Camera \u0026rarr; While Using). It stamps where the photo was taken. Any modern phone is fine — iPhone or Android. There is no required brand; what matters is the two rules above. Don't edit the photos — cropping and filter apps overwrite the capture data. Send them as taken. You confirm, you never type — we read the capture details from the file rather than asking you for them, and tell you what we found. If the data is missing you can supply it, and the photo is honestly recorded as \"declared\" rather than \"verified-consistent\". For property owners Shoot the street front, each main room, kitchen and bathrooms, outdoor areas, and anything that affects value — renovations, damage, views. Old photos are welcome for retrospective valuations: original files from your camera roll keep their original dates, which the system reads automatically. Send photos as email attachments to the address we reply from — never through messaging apps, which strip the capture data. What our system checks automatically Reads the photo's embedded capture time and GPS position (when present) — you confirm, never type. Cross-checks the camera clock against satellite time recorded in the same photo. Checks the GPS position is within the property's vicinity. Notes signs of editing software. Freezes every accepted photo with a digital fingerprint at receipt, so any later copy can be checked against it. Photo data supports the valuation evidence file; the valuation itself always rests on the valuer's professional assessment.\n","date":"17 July 2026","externalUrl":null,"permalink":"/photo-guidelines/","section":"Are You CGT Ready for 1 July 2027? Cost Base Reset Checklist","summary":" How to take and send property photos Good photos help your valuer see the property's condition and features — and for CGT or SMSF valuations they become part of the evidence file. Follow these rules and our system does the rest automatically.\nThe golden rules Send the original photo file — not a WhatsApp or Messenger forward (messaging apps strip the hidden capture data), not a screenshot, and not a photo of a photo. Email attachments, file uploads and AirDrop keep the data intact. Turn location on for your camera before shooting (Settings → Privacy → Location → Camera → While Using). It stamps where the photo was taken. Any modern phone is fine — iPhone or Android. There is no required brand; what matters is the two rules above. Don't edit the photos — cropping and filter apps overwrite the capture data. Send them as taken. You confirm, you never type — we read the capture details from the file rather than asking you for them, and tell you what we found. If the data is missing you can supply it, and the photo is honestly recorded as \"declared\" rather than \"verified-consistent\". For property owners Shoot the street front, each main room, kitchen and bathrooms, outdoor areas, and anything that affects value — renovations, damage, views. Old photos are welcome for retrospective valuations: original files from your camera roll keep their original dates, which the system reads automatically. Send photos as email attachments to the address we reply from — never through messaging apps, which strip the capture data. What our system checks automatically Reads the photo's embedded capture time and GPS position (when present) — you confirm, never type. Cross-checks the camera clock against satellite time recorded in the same photo. Checks the GPS position is within the property's vicinity. Notes signs of editing software. Freezes every accepted photo with a digital fingerprint at receipt, so any later copy can be checked against it. Photo data supports the valuation evidence file; the valuation itself always rests on the valuer's professional assessment.\n","title":"Property photo guidelines","type":"page"},{"content":"The 2027 CGT changes are now law (Act No. 49 of 2026, assented 26 June 2026), but they don\u0026rsquo;t touch everyone the same way. Before you do anything, it\u0026rsquo;s worth two minutes to work out whether the 1 July 2027 cost base reset is even relevant to you — and, if it is, what your next step should be.\nWhat changes on 1 July 2027 # For individuals and trusts, from 1 July 2027 the 50% CGT discount is replaced by CPI indexation of the cost base (partners are taxed as individuals on their share). A separate 30% minimum tax (a floor, not a flat rate) then applies to Australian-resident individuals only — it reaches a trust or partnership gain only once that gain is attributed to an individual, and the market value of your property just before 1 July 2027 — that is, at the end of 30 June 2027 — becomes your new cost base — a one-off reset. Gains are then measured from that reset value, not from what you originally paid.\nSMSFs and companies sit outside the new CGT regime for property acquired on or after 20 September 1985 — but pre-CGT property is caught whoever holds it, and foreign residents are not simply outside it. See below.\nAre you affected? Four questions # Tick the ones that apply to you:\nI own Australian residential investment or other income-producing property (or property otherwise subject to CGT). I hold it as an individual, trust or partnership — or, if through an SMSF or company, the property was acquired before 20 September 1985. I expect to still own it on 1 July 2027 (I'm not planning to sell before then). It isn't already fully CGT-exempt (for example, it's not solely my main residence for the whole ownership period). Tick what applies to see whether the 2027 reset is likely relevant to you.\nIf all four apply, the reset is likely relevant and the readiness checklist is your next step. If you\u0026rsquo;re unsure about any of them, that\u0026rsquo;s a good question for your accountant.\nWhere to go from here # All four applied? You\u0026rsquo;re likely affected — work through the CGT 2027 readiness checklist. Property held through an SMSF? You\u0026rsquo;re outside the discount and indexation changes unless the property was acquired before 20 September 1985, in which case the 1 July 2027 reset still applies. SMSFs also have a separate annual valuation obligation — SMSF Property Valuation Ready. Bought before 20 September 1985? The blanket pre-CGT exemption ends for gains after 1 July 2027, and those properties get a deemed cost base equal to market value on 1 July 2027 — dated evidence matters here. Confirm treatment with your accountant. Want the mechanics? How the reset works, and the free apportioning method the Treasurer is setting as the alternative to a valuation (still a draft), are covered at CGT cost base explained. What \u0026ldquo;ready\u0026rdquo; looks like # You\u0026rsquo;re CGT-ready when you know which of your properties are affected, your ownership records are together, you\u0026rsquo;ve chosen an evidence path with your accountant (a dated valuation or the Treasurer\u0026rsquo;s apportioning method), and 30 June 2027 is diarised. None of this requires rushing — a market value as at the end of 30 June 2027 can only be finalised once that date has passed, so preparing early is about being organised and defensible, not beating a clock.\nRegister interest # Want a reminder and the budget pathway locked in? Registering costs nothing today.\nYour request could not be saved. Please try again. Thanks \u0026mdash; we\u0026rsquo;ve received your request. We\u0026rsquo;ll email you shortly with the next steps and a personalised quote. If it doesn\u0026rsquo;t arrive within a business day, please check your spam folder. First name Last name Email address Email will be the main communication channel Phone Property address Australian address \u0026mdash; the property being valued. Who is the valuation for? Individual Trust / partnership SMSF Company Which kind of valuation do you need? Desktop \u0026mdash; no inspection On-site \u0026mdash; a valuer inspects the property Specialist \u0026mdash; complex or unusual property Not sure \u0026mdash; please recommend one If you\u0026rsquo;re unsure, pick the last option \u0026mdash; we\u0026rsquo;ll recommend one in your quote. No payment is taken \u0026mdash; we reply with a fixed quote for your property. By submitting you agree to be contacted about your request.\nWe use your details to prepare your quote, and to arrange and deliver your valuation. If you engage us, we also create and keep a long-term record of the property's documents and condition as at 30 June 2027, so that you, your accountant, or a valuer you appoint can use it when the property is eventually sold. We keep property information after your personal details are removed, to improve our valuation reference data. We do not sell your personal information. Your details are handled by our email provider, Brevo, which stores data in the EU. See our Privacy Policy.\nRequest my valuation We use your details to prepare your valuation and to contact you about it. If you engage us, we also create and keep a long-term record of the property's documents and condition as at 30 June 2027, so that you, your accountant, or a valuer you appoint can use it when the property is eventually sold; and we keep property information after your personal details are removed, to improve our valuation reference data. See our privacy policy; you can ask us to delete your details at any time.\nPrefer the premium, defensibility-first option? Reserve at CGT Valuation Ready.\nCommon questions # Am I affected by the 2027 CGT changes? Likely yes if you hold CGT-liable Australian property as an individual, trust or partnership and expect to still own it on 1 July 2027. SMSFs and companies are outside it for property acquired on or after 20 September 1985 — pre-CGT property is caught whoever holds it, and foreign residents lose the 50% discount without gaining the replacement indexation. Confirm with your accountant. What actually changes on 1 July 2027? For individuals and trusts the 50% CGT discount is replaced by CPI indexation of the cost base. A separate 30% minimum tax (a floor, not a flat rate) applies to Australian-resident individuals only — a trust or partnership gain meets it once attributed to an individual, not at trustee level. Concessional treatment is also retained for new residential dwellings and affordable housing. and the market value at the end of 30 June 2027 — just before 1 July 2027 — becomes your new cost base. It is now law (Act No. 49 of 2026). I hold property in an SMSF or company — am I affected? For property acquired on or after 20 September 1985, SMSFs and companies keep their existing CGT settings and sit outside the discount, indexation and minimum-rate changes. But if the property was acquired **before 20 September 1985** the 1 July 2027 cost-base reset still applies — that rule is written by asset type, not by who holds it. Foreign and temporary residents are a separate case again: they remain liable on Australian property and lose the 50% discount without gaining the indexation that replaces it. Confirm your position with a registered tax professional. SMSFs do still have a separate annual valuation obligation — see SMSF Property Valuation Ready. What about property bought before 1985? The blanket pre-CGT exemption for assets acquired before 20 September 1985 ends for gains after 1 July 2027; those properties get a deemed cost base equal to market value at the end of 30 June 2027, just before the reset takes effect. Confirm treatment with your tax professional. What does \u0026#34;ready\u0026#34; look like? You know which properties are affected, your records are together, you've chosen an evidence path with your accountant, and 1 July 2027 is diarised. The readiness checklist walks through it. Do I need to do anything before 1 July 2027? You can prepare early, but a valuation as at the end of 30 June 2027 is only finalised from that date. Preparing now is about being organised and defensible, not rushing — see when to get your valuation. General information only — not tax, financial or legal advice. Any indicative appraisal is automated and is not a certified or ATO-suitable valuation; the signed valuation is provided separately.\n","date":"11 July 2026","externalUrl":null,"permalink":"/am-i-ready-for-the-2027-cgt-changes/","section":"Are You CGT Ready for 1 July 2027? Cost Base Reset Checklist","summary":"The 2027 CGT changes are now law (Act No. 49 of 2026, assented 26 June 2026), but they don’t touch everyone the same way. Before you do anything, it’s worth two minutes to work out whether the 1 July 2027 cost base reset is even relevant to you — and, if it is, what your next step should be.\nWhat changes on 1 July 2027 # For individuals and trusts, from 1 July 2027 the 50% CGT discount is replaced by CPI indexation of the cost base (partners are taxed as individuals on their share). A separate 30% minimum tax (a floor, not a flat rate) then applies to Australian-resident individuals only — it reaches a trust or partnership gain only once that gain is attributed to an individual, and the market value of your property just before 1 July 2027 — that is, at the end of 30 June 2027 — becomes your new cost base — a one-off reset. Gains are then measured from that reset value, not from what you originally paid.\n","title":"Am I Affected by the 2027 CGT Changes? Self-Check","type":"page"},{"content":"The 1 July 2027 CGT cost base reset is now law (Act No. 49 of 2026, assented 26 June 2026). The goal isn\u0026rsquo;t to rush — it\u0026rsquo;s to be prepared and defensible. Working through this checklist early gets your records and evidence in order while they\u0026rsquo;re easy to gather, so whichever path you choose is a calm decision, not a last-minute one.\nReadiness checklist # List every property that could be affected — Australian property you hold as an individual, trust or partnership and expect to still own on 1 July 2027. Set aside any property held through an SMSF or company **that was acquired on or after 20 September 1985** — those sit outside the new CGT regime. Pre-20-September-1985 property is caught whoever holds it, so do not set that aside. Gather your ownership records — purchase contract, settlement statement, and the dates and cost of major capital improvements. Decide your evidence path with your accountant — a dated market valuation, or the free apportioning method the Treasurer sets by legislative instrument (still an exposure draft). Diarise 30 June 2027 — the law measures your new cost base just before 1 July 2027, so the valuation must be \"as at\" the end of 30 June 2027 (the report itself can only be finalised once that date has passed). Brief your accountant early — confirm which method suits each property before the date arrives. Tick each step you\u0026#39;ve done to see how CGT-ready you are.\nGeneral information, not tax advice — confirm with your accountant.\nNotes on the steps # Identify what\u0026rsquo;s affected. The reset applies to CGT-liable property held by individuals, trusts and partnerships. For post-September-1985 property, SMSFs and companies are outside the new CGT regime — set those aside so you\u0026rsquo;re not preparing evidence you don\u0026rsquo;t need. Gather records now, not later. Contracts, settlement statements and improvement receipts are easiest to find while they\u0026rsquo;re recent. This is also the paperwork your accountant needs to advise on method. Choose an evidence path — it\u0026rsquo;s a choice, not an obligation. A dated valuation is elective, but market value is the statutory default: unless you positively elect the Treasurer\u0026rsquo;s apportioning method, your new cost base is the market value itself. A signed valuation earns its keep when the formula would understate your real 1 July 2027 value, or when you simply want independently defensible evidence. See how the two compare at CGT cost base explained. The date matters. A market value as at the end of 30 June 2027 can only be finalised from that date. You can prepare and reserve now; the dated report is produced from 1 July 2027 — see when to get your valuation. Budget-friendly pricing # Our value CGT option: on-site (full inspection) from $621 — a CGT cost base is a figure someone else will test, so that\u0026rsquo;s the level to use; desktop from $269 involves no inspection and suits lower-stakes purposes. Registering costs nothing today — deposit and refund terms will be published when payments open.\nPrefer the premium, defensibility-first option instead? Reserve at CGT Valuation Ready.\nRegister interest # Your request could not be saved. Please try again. Thanks \u0026mdash; we\u0026rsquo;ve received your request. We\u0026rsquo;ll email you shortly with the next steps and a personalised quote. If it doesn\u0026rsquo;t arrive within a business day, please check your spam folder. First name Last name Email address Email will be the main communication channel Phone Property address Australian address \u0026mdash; the property being valued. Who is the valuation for? Individual Trust / partnership SMSF Company Which kind of valuation do you need? Desktop \u0026mdash; no inspection On-site \u0026mdash; a valuer inspects the property Specialist \u0026mdash; complex or unusual property Not sure \u0026mdash; please recommend one If you\u0026rsquo;re unsure, pick the last option \u0026mdash; we\u0026rsquo;ll recommend one in your quote. No payment is taken \u0026mdash; we reply with a fixed quote for your property. By submitting you agree to be contacted about your request.\nWe use your details to prepare your quote, and to arrange and deliver your valuation. If you engage us, we also create and keep a long-term record of the property's documents and condition as at 30 June 2027, so that you, your accountant, or a valuer you appoint can use it when the property is eventually sold. We keep property information after your personal details are removed, to improve our valuation reference data. We do not sell your personal information. Your details are handled by our email provider, Brevo, which stores data in the EU. See our Privacy Policy.\nRequest my valuation We use your details to prepare your valuation and to contact you about it. If you engage us, we also create and keep a long-term record of the property's documents and condition as at 30 June 2027, so that you, your accountant, or a valuer you appoint can use it when the property is eventually sold; and we keep property information after your personal details are removed, to improve our valuation reference data. See our privacy policy; you can ask us to delete your details at any time.\nRelated next steps # Not sure the changes apply to you? Am I affected by the 2027 CGT changes? Wondering about timing? When to get your 1 July 2027 valuation How the reset works, and valuation vs the free formula: CGT cost base explained Hold property through an SMSF? SMSF Property Valuation Ready Common questions # What is the CGT 2027 readiness checklist? A practical, do-this-now list to get ready for the 1 July 2027 CGT cost base reset — identifying affected properties, gathering records, choosing an evidence path and briefing your accountant. General information, not tax advice. Who does the 1 July 2027 reset affect? Mainly owners of CGT-liable property held as individuals, trusts or partnerships. SMSFs and companies sit outside it for property acquired on or after 20 September 1985 — but pre-CGT property is caught whoever holds it. Foreign and temporary residents remain liable on Australian property and lose the 50% discount without gaining the replacement indexation. Confirm your situation with your accountant. Do I have to get a valuation? No — a dated valuation is elective. You can instead use the Treasurer's free apportioning method. A signed valuation earns its keep when the formula would understate your real 1 July 2027 value or when you want independently defensible evidence. See valuation vs the apportioning method. When can a \u0026#34;1 July 2027\u0026#34; valuation be finalised? A market value as at the end of 30 June 2027 can only be finalised once that date has passed. You can prepare now — gather records and reserve your place — and have the dated report produced from 1 July 2027. See when to get your valuation. Is the valuation ATO-approved? No such status exists. A signed report is an independent, ATO-acceptable valuation by a qualified valuer. How much does the value CGT option cost? On-site (full inspection) from $621 — the level to use for a figure the ATO may test. Desktop from $269 involves no inspection and suits lower-stakes purposes. General information only — not tax, financial or legal advice. Any indicative appraisal is automated and is not a certified or ATO-suitable valuation; the signed valuation is provided separately.\n","date":"11 July 2026","externalUrl":null,"permalink":"/cgt-2027-readiness-checklist/","section":"Are You CGT Ready for 1 July 2027? Cost Base Reset Checklist","summary":"The 1 July 2027 CGT cost base reset is now law (Act No. 49 of 2026, assented 26 June 2026). The goal isn’t to rush — it’s to be prepared and defensible. Working through this checklist early gets your records and evidence in order while they’re easy to gather, so whichever path you choose is a calm decision, not a last-minute one.\nReadiness checklist # List every property that could be affected — Australian property you hold as an individual, trust or partnership and expect to still own on 1 July 2027. Set aside any property held through an SMSF or company **that was acquired on or after 20 September 1985** — those sit outside the new CGT regime. Pre-20-September-1985 property is caught whoever holds it, so do not set that aside. Gather your ownership records — purchase contract, settlement statement, and the dates and cost of major capital improvements. Decide your evidence path with your accountant — a dated market valuation, or the free apportioning method the Treasurer sets by legislative instrument (still an exposure draft). Diarise 30 June 2027 — the law measures your new cost base just before 1 July 2027, so the valuation must be \"as at\" the end of 30 June 2027 (the report itself can only be finalised once that date has passed). Brief your accountant early — confirm which method suits each property before the date arrives. Tick each step you've done to see how CGT-ready you are.\n","title":"CGT 2027 Readiness Checklist: Prepare for 1 July 2027","type":"page"},{"content":"If the 1 July 2027 cost base reset applies to you, timing is a fair question: you can\u0026rsquo;t value a date that hasn\u0026rsquo;t arrived, but you also don\u0026rsquo;t want to leave the evidence until it\u0026rsquo;s gone cold. Here\u0026rsquo;s how to think about when — calmly, not in a rush.\nWhy the value can only be finalised from 1 July 2027 # The reset sets your new cost base at your property\u0026rsquo;s market value immediately before 1 July 2027 — its value at the end of 30 June 2027 — which the law then treats as your acquisition cost on 1 July 2027. A value as at that moment can only be finalised once the date has passed — it reflects the market at that specific point. So the finished, signed report is produced from 1 July 2027; what you do before then is prepare and reserve, not finalise.\nReserve now, report from the date # There are two separate things, and it helps to keep them apart:\nReserving (or registering) records your intent and locks in the pathway. It costs nothing today and commits you to nothing — it simply means you\u0026rsquo;re organised and ready to go when the date arrives. The finished report is the signed valuation itself, assessed as at the end of 30 June 2027 — the moment just before 1 July 2027 that the law values your property at — and produced from 1 July 2027 onward. You can reserve a dated valuation now with no payment, or register interest here for a reminder — then have the report finalised once 1 July 2027 has passed.\nContemporaneous evidence vs a later retrospective valuation # You can value close to 1 July 2027, or you can commission a retrospective valuation years later. Both are legitimate — but they\u0026rsquo;re not equally easy to defend.\nEvidence goes cold. Close to the date, the things a valuer relies on are fresh: comparable sales around 1 July 2027, the property\u0026rsquo;s condition, and your own records. Reconstruct that value three or five years later and those inputs are harder to pin down — comparable sales must be found in old data, the property may have changed, and memories fade. A contemporaneous valuation, captured around the date, is usually cleaner and easier to stand behind if questions arise later.\nThat\u0026rsquo;s not a reason to panic-book — it\u0026rsquo;s a reason to diarise 1 July 2027 and be ready to capture the evidence while it\u0026rsquo;s fresh.\nIs a valuation even required? # No — it\u0026rsquo;s a choice. A dated valuation is elective, but market value is the statutory default: the Treasurer\u0026rsquo;s free apportioning formula is the alternative, estimating the 1 July 2027 value by compounding a single growth rate across your whole ownership period. A signed valuation earns its keep when the formula would understate your real 1 July 2027 value, or when you want independently defensible evidence. How the two compare is set out at CGT cost base explained — and your accountant can say which fits each property.\nPricing # Our value CGT option: on-site (full inspection) from $621 — a CGT cost base is a figure someone else will test, so that\u0026rsquo;s the level to use. Desktop from $269 involves no inspection and suits lower-stakes purposes. Registering costs nothing today. Prefer the premium, defensibility-first path? Reserve at CGT Valuation Ready.\nRegister interest # Your request could not be saved. Please try again. Thanks \u0026mdash; we\u0026rsquo;ve received your request. We\u0026rsquo;ll email you shortly with the next steps and a personalised quote. If it doesn\u0026rsquo;t arrive within a business day, please check your spam folder. First name Last name Email address Email will be the main communication channel Phone Property address Australian address \u0026mdash; the property being valued. Who is the valuation for? Individual Trust / partnership SMSF Company Which kind of valuation do you need? Desktop \u0026mdash; no inspection On-site \u0026mdash; a valuer inspects the property Specialist \u0026mdash; complex or unusual property Not sure \u0026mdash; please recommend one If you\u0026rsquo;re unsure, pick the last option \u0026mdash; we\u0026rsquo;ll recommend one in your quote. No payment is taken \u0026mdash; we reply with a fixed quote for your property. By submitting you agree to be contacted about your request.\nWe use your details to prepare your quote, and to arrange and deliver your valuation. If you engage us, we also create and keep a long-term record of the property's documents and condition as at 30 June 2027, so that you, your accountant, or a valuer you appoint can use it when the property is eventually sold. We keep property information after your personal details are removed, to improve our valuation reference data. We do not sell your personal information. Your details are handled by our email provider, Brevo, which stores data in the EU. See our Privacy Policy.\nRequest my valuation We use your details to prepare your valuation and to contact you about it. If you engage us, we also create and keep a long-term record of the property's documents and condition as at 30 June 2027, so that you, your accountant, or a valuer you appoint can use it when the property is eventually sold; and we keep property information after your personal details are removed, to improve our valuation reference data. See our privacy policy; you can ask us to delete your details at any time.\nRelated next steps # Start here: the CGT 2027 readiness checklist Not sure it applies to you? Am I affected by the 2027 CGT changes? Common questions # When should I get my 1 July 2027 CGT valuation? A value as at the end of 30 June 2027 can only be finalised once that date has passed. Many owners capture evidence around the date and have the dated report produced from 1 July 2027, rather than reconstructing the value years later. Ask your accountant what suits you. What\u0026#39;s the difference between reserving and the finished report? Reserving (or registering) records your intent and locks in the pathway at no cost today; the finished, signed valuation is produced from 1 July 2027 with the value assessed as at that date. Why not just get a retrospective valuation later? A later retrospective valuation is possible, but evidence goes cold — comparable sales, property condition and records are hardest to reconstruct with time. Contemporaneous evidence is usually cleaner and easier to defend. Is a valuation required for the reset? No — it's elective. The Treasurer's free apportioning method is the alternative. A dated valuation is worth it when the formula would understate your real 1 July 2027 value or you want independently defensible evidence. See valuation vs the apportioning method. Can the valuation be ATO-approved? No such status exists. A signed report is an independent, ATO-acceptable valuation by a qualified valuer. What does a valuation cost here? The value CGT option is on-site (full inspection) from $621 — the level to use for a figure the ATO may test — or desktop from $269, which has no inspection and suits lower-stakes purposes. The premium, defensibility-first path is at CGT Valuation Ready. General information only — not tax, financial or legal advice. Any indicative appraisal is automated and is not a certified or ATO-suitable valuation; the signed valuation is provided separately.\n","date":"11 July 2026","externalUrl":null,"permalink":"/when-to-get-your-1-july-2027-valuation/","section":"Are You CGT Ready for 1 July 2027? Cost Base Reset Checklist","summary":"If the 1 July 2027 cost base reset applies to you, timing is a fair question: you can’t value a date that hasn’t arrived, but you also don’t want to leave the evidence until it’s gone cold. Here’s how to think about when — calmly, not in a rush.\nWhy the value can only be finalised from 1 July 2027 # The reset sets your new cost base at your property’s market value immediately before 1 July 2027 — its value at the end of 30 June 2027 — which the law then treats as your acquisition cost on 1 July 2027. A value as at that moment can only be finalised once the date has passed — it reflects the market at that specific point. So the finished, signed report is produced from 1 July 2027; what you do before then is prepare and reserve, not finalise.\n","title":"When to Get Your 1 July 2027 CGT Valuation","type":"page"},{"content":"CGT Ready (ABN 65 397 914 685) operates this website and is responsible for the personal information collected through it.\nThis website provides property-valuation services. This policy explains how we handle personal information in line with the Australian Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).\nWhat we collect # When you submit an enquiry, we collect the details you provide — typically your name, email, phone number, the property address, and how the property is held. We may also collect basic usage data (such as analytics) when you browse the site.\nWhy we collect it # To respond to your valuation enquiry, provide the service you request, and contact you about it. We rely on the consent you give when you submit the form.\nIf you engage us, we also collect and keep information for these additional purposes:\nTo create and keep a property evidence record. Australia\u0026rsquo;s capital gains tax rules make 30 June 2027 a reference date for property held across it. Where you engage us for this service, we create a record of the documents and photographs you or your valuer supply about the property, as at that date — which may include leases, rental statements, property manager inspection reports, renovation invoices and contracts, council and development approvals, floor plans, and the contract of purchase. To keep that record available long-term, so that you, your accountant, or a valuer you appoint can rely on it when the property is eventually sold. That may be many years after the valuation itself. To disclose the record to the valuer. When you engage us for a valuation, we provide the record directly to the valuer carrying it out — that is how the valuation is produced. We also disclose it later, at your request or your accountant\u0026rsquo;s, to a valuer you appoint. To improve our valuation reference data. After your personal details are removed, we keep information about the property itself (such as the normalised address, its attributes and its recorded condition) to improve the quality of our valuation work. To transfer records to a successor if our business or the relevant part of it is sold, so that the record remains available to you. We do not sell your personal information.\nWhere we rely on consent, you can withdraw it — see Your rights. Withdrawing consent does not require us to destroy a record we are keeping for a purpose you engaged us for, but you may ask us to delete it and we will tell you what we can and cannot do.\nInformation about other people # The documents you give us for an evidence record may contain other people\u0026rsquo;s personal information — most commonly a tenant\u0026rsquo;s, in a lease, a rental ledger, or a property manager\u0026rsquo;s inspection report.\nPlease give us only what is needed for the valuation, and remove or redact a tenant\u0026rsquo;s personal details where you reasonably can. Where you cannot, we handle that information under this policy and use it only for the valuation and evidence purposes described above. If a tenant asks us what we hold about them, we will tell them.\nWe do not publish photographs showing a tenant\u0026rsquo;s possessions without the tenant\u0026rsquo;s written consent.\nDisclosure # We disclose your information to service providers who help us deliver the service (for example hosting, email, and CRM providers). We do not sell your personal information.\nOverseas disclosure # Some of our service providers store or process data outside Australia. Our current form and email provider (Brevo) stores contact data on servers in the European Union, and analytics providers may process data overseas. Email you send to our published addresses is routed through a third-party mail forwarding service (ImprovMX) before it reaches our mailbox, and our mailbox provider may also store or process it outside Australia. That applies to anything you send us by email, including documents and photographs attached to it. We take reasonable steps to ensure overseas recipients handle your information consistently with the APPs (APP 8). Our enquiry form suggests Australian addresses using Google Places. On a page carrying that form, nothing is sent to Google until the first time you click into the address field \u0026ndash; if you never use the form, Google is never contacted. From that moment Google receives your network (IP) address, which page you are on, and your browser details; and as you type, the text is sent so it can offer matches. Google may process all of this outside Australia. Declining analytics cookies does not affect this: the cookie banner controls Google Analytics and Microsoft Clarity, not this address feature.\nStorage and security # We take reasonable steps to protect your information from misuse, loss, and unauthorised access.\nHow long we keep it # Different records are kept for different periods, because they serve different purposes.\nRecord How long Enquiries that do not become a job Up to 24 months from your last contact with us, then deleted Valuation reports and the file supporting them 7 years, consistent with professional and tax record-keeping expectations A property evidence record Until 5 years after you tell us the property has been sold, or 31 December 2050, whichever comes first De-identified property information Indefinitely, once your personal details have been removed Billing and tax records 5 years, as required by tax law Your rights # You may request access to or correction of your personal information, withdraw your consent, or make a privacy complaint. Contact us at privacy@cgtready.com.au. You may also complain to the Office of the Australian Information Commissioner (OAIC) at oaic.gov.au.\nCookies and analytics # We may use cookies and analytics to understand how the site is used. You can control cookies through your browser settings.\nContact # Privacy enquiries: privacy@cgtready.com.au.\n","date":"30 June 2026","externalUrl":null,"permalink":"/privacy/","section":"Are You CGT Ready for 1 July 2027? Cost Base Reset Checklist","summary":"CGT Ready (ABN 65 397 914 685) operates this website and is responsible for the personal information collected through it.\nThis website provides property-valuation services. This policy explains how we handle personal information in line with the Australian Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).\nWhat we collect # When you submit an enquiry, we collect the details you provide — typically your name, email, phone number, the property address, and how the property is held. We may also collect basic usage data (such as analytics) when you browse the site.\n","title":"Privacy Policy","type":"page"},{"content":"Waiting until after 1 July 2027 makes your cost base harder and costlier to prove. Run this 2-minute checklist and get ahead of it early. Not sure the reset even reaches you? Start with am I affected by the 2027 CGT changes?\nOn-site from $621 Full inspection, the level to use when the figure will be tested, as a cost base is. Desktop from $269.\nValuer-signed Every report names the independent valuer who signed it, with the evidence behind the figure.\nFree to register Registering costs nothing today. Your fixed price is confirmed before anything proceeds.\nGet CGT-ready\nReadiness checklist # Confirm you'll still hold the investment property on 1 July 2027. Confirm how it's held (individual / trust / partnership — SMSF \u0026amp; company are excluded, unless the property pre-dates 20 September 1985). Ask your accountant which method applies: a dated market valuation (the statutory default) or the Treasurer's apportioning formula. Arrange a contemporaneous valuation around 1 July 2027 (usually cheaper and easier to defend). Keep the valuation evidence for your records. Tick what applies to see how CGT-ready you are.\nGeneral information, not tax advice — confirm with your accountant.\nWant the longer version of the same steps? Read how to prepare for the 1 July 2027 cost base reset, which covers the records and evidence behind each tick box. For the timing question on its own — you cannot value a date that has not arrived yet — see when to get your 1 July 2027 valuation.\nNot ready yet? Get a free reminder before 1 July 2027 — no cost, no commitment.\nBudget-friendly pricing # On-site, full inspection, the level to use when the figure will be tested, as a CGT cost base is: from $621 Desktop, no inspection, for lower-stakes purposes: from $269 Every report names the valuer who signed it. Registering costs nothing today — deposit and refund terms will be published when payments open.\nReady for the premium, defensibility-first option instead? Reserve at CGT Valuation Ready.\nRegister interest # Your request could not be saved. Please try again. Thanks \u0026mdash; we\u0026rsquo;ve received your request. We\u0026rsquo;ll email you shortly with the next steps and a personalised quote. If it doesn\u0026rsquo;t arrive within a business day, please check your spam folder. First name Last name Email address Email will be the main communication channel Phone Property address Australian address \u0026mdash; the property being valued. Who is the valuation for? Individual Trust / partnership SMSF Company Which kind of valuation do you need? Desktop \u0026mdash; no inspection On-site \u0026mdash; a valuer inspects the property Specialist \u0026mdash; complex or unusual property Not sure \u0026mdash; please recommend one If you\u0026rsquo;re unsure, pick the last option \u0026mdash; we\u0026rsquo;ll recommend one in your quote. No payment is taken \u0026mdash; we reply with a fixed quote for your property. By submitting you agree to be contacted about your request.\nWe use your details to prepare your quote, and to arrange and deliver your valuation. If you engage us, we also create and keep a long-term record of the property's documents and condition as at 30 June 2027, so that you, your accountant, or a valuer you appoint can use it when the property is eventually sold. We keep property information after your personal details are removed, to improve our valuation reference data. We do not sell your personal information. Your details are handled by our email provider, Brevo, which stores data in the EU. See our Privacy Policy.\nRequest my valuation We use your details to prepare your valuation and to contact you about it. If you engage us, we also create and keep a long-term record of the property's documents and condition as at 30 June 2027, so that you, your accountant, or a valuer you appoint can use it when the property is eventually sold; and we keep property information after your personal details are removed, to improve our valuation reference data. See our privacy policy; you can ask us to delete your details at any time.\nWhat happens next Tell us the property and its purpose. No payment is taken. We confirm the scope and a fixed price before anything proceeds. A valuer licensed in the property's state prepares and signs the report as at the end of 30 June 2027, from July 2027. What you receive A signed, dated valuation report naming the valuer. The comparable evidence and method behind the figure. A record you can hand to your accountant or the ATO. No payment is taken at this step. Your fixed price is confirmed before you proceed, and every report names the valuer who signed it.\nSending photos with your enquiry? See the photo guidelines.\nCommon questions # What is the CGT readiness checklist for? It's a quick self-check of whether you're ready for the 1 July 2027 CGT cost-base reset — how you hold the property and whether to arrange a dated valuation. General information, not tax advice. Who does the 1 July 2027 change affect? Mainly owners of residential investment or income-producing property held as individuals, trusts or partnerships. SMSFs and companies sit outside the reform for property acquired on or after 20 September 1985 — pre-CGT property is caught whoever holds it. SMSFs also have a separate annual valuation obligation: see SMSF Property Valuation Ready. Is the valuation ATO-acceptable? The signed report is an independent valuation by a qualified valuer, prepared to be ATO-acceptable. Not \"ATO-approved\" — no such status exists. Why value early rather than later? A dated market value as at the end of 30 June 2027 — the point the law values your asset at, just before 1 July 2027 — is the cleanest evidence of your new cost base; reconstructing it after the fact is harder and costlier. How much does it cost? Value CGT pricing: on-site (full inspection) from $621 — the level to use for a figure the ATO may test. Desktop from $269, no inspection, for lower-stakes purposes. What about property bought before 1985 (pre-CGT)? Under the 2026 reform, now law (Treasury Laws Amendment (Tax Reform No. 1) Act 2026), the blanket exemption for assets acquired before 20 September 1985 ends for gains after 1 July 2027 — those properties receive a deemed cost base equal to market value at the end of 30 June 2027, just before the reset takes effect, which makes dated valuation evidence especially important. Confirm treatment with your tax professional. Do I need a property valuation before 1 July 2027? A market value as at the end of 30 June 2027 can only be finalised once that date has passed, but working through the readiness checklist and registering early locks in the budget pathway before demand peaks. Register interest - no payment is taken now. Is a valuation compulsory for the 1 July 2027 reset? No — you can instead use the Treasurer's free apportioning method (a formula that estimates the 1 July 2027 value by applying one constant compound growth rate across your whole ownership period, with ATO tools to come). A signed valuation earns its keep when the formula would understate your real 1 July 2027 value or when you want independently defensible evidence — see valuation vs the free formula and ask your accountant which fits. General information only — not tax, financial or legal advice. Any indicative appraisal is automated and is not a certified or ATO-suitable valuation; the signed valuation is provided separately.\n","date":"27 June 2026","externalUrl":null,"permalink":"/","section":"Are You CGT Ready for 1 July 2027? Cost Base Reset Checklist","summary":"Waiting until after 1 July 2027 makes your cost base harder and costlier to prove. Run this 2-minute checklist and get ahead of it early. Not sure the reset even reaches you? Start with am I affected by the 2027 CGT changes?\nOn-site from $621 Full inspection, the level to use when the figure will be tested, as a cost base is. Desktop from $269.\nValuer-signed Every report names the independent valuer who signed it, with the evidence behind the figure.\n","title":"Are You CGT Ready for 1 July 2027? Cost Base Reset Checklist","type":"page"}]